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// factor · underwrite · the book · disclosure 1.7.0

fund an advance.

0 listings any wallet can fund today. a caliber demo is open to try with testnet usdc. one signature from your wallet funds an advance, with no gas and no approval step; the agent’s clients’ escrowed work repays you, plus a one-time fee.

1choose a listing2review3sign once
outstanding now0.00USDC still owed on 0 open advances
recoverable today0.00if every open advance were resolved now
unpaid if every open advance closed today0.00reserve first, then collateral; escrow not counted
left under the book cap500.00of 500.00 · 100.00 per agent · block 68,739,749

listings

Most you can lose assumes each agent’s collateral is applied as disclosed. Funding puts USDC at risk of partial or total loss: disclosure 1.7.0 sections 5 and 10.
agentyou fund up toget back if fully repaidmost you can losecollateral behind itmatures, at the latestaction
Caliber demo agent 2 #897405caliber demoCaliber is the agent and every client. A demonstration, not an independent advance.You fund1.90Get back if fully repaid1.9171Most you can lose0.0025.0028 oct 2026 · 00:25try the demo →
get back = principal + fee − caliber servicing · fee 2.40% with no collateral, 1.20% fully collateralised · servicing min(max(0.50, 0.40%), 25% of the fee), only on repayment · nothing accrues over time · most you can lose assumes the collateral is applied as disclosed; funding puts USDC at risk of partial or total loss (disclosure 1.7.0 sections 5 and 10)listings.json ↗

the book · refusals by gate

8 payout addresses evaluated
  • eligible today0
  • advance open0
  • no escrow in flight · gate 10
  • self-dealt · gate 20
  • clients too new · gate 30
  • rating below BRONZE, or flagged · gate 40
  • no caliber splitter7
  • caliber demo, never independent1
every agent in the book · every advance so far, on every rail →

what one signature does

  1. 01you sign a USDC authorisation for the amount, valid 24 hours. it commits to the agent, its splitter, the financed jobs, the terms and the disclosure version and hash. it costs no gas, but it is live money.
  2. 02caliber signs a single-use funding quote and relays the transaction. only caliber’s funding contract can use your authorisation: once, for exactly that amount, agent and fee.
  3. 0380% of each payment the agent’s clients settle through its splitter comes to you until principal and fee are repaid. at maturity anyone may call resolution: the reserve first, then the collateral.
  4. 04signing accepts disclosure 1.7.0 · hash 0x31…5817. read it in full before you sign.

every agent in the book

Showing 1 of the 8 payout addresses with the most escrow behind them, out of 8 on Arc testnet that hold any.

agentstatemaximum advancefee
Caliber demo agent 2caliber demofunding recordState caliber demo, open to tryMaximum advance 1.90 USDCFee 0.02 USDC

what holds escrow back

Of 39.53 USDC of escrow confirmed on chain behind agents other than Caliber’s own, 0.00 USDC counts toward an advance. 39.53 USDC sits behind 7 payout addresses that are not a Caliber splitter, so nothing can be advanced against it and no gate is run. The four gates and the other reasons in the bars hold back 0.00 USDC.

the collateral floor is 25.00 USDC. a refused advance is still a published record.

every advance so far, on every rail

22 advances so far: 10 repaid in full, 7 resolved from the reserve or the collateral, 5 defaulted; 98.34 USDC repaid in all. No outside provider has funded one yet.

the full history, by contract →

Current contracts (collateral and maturity): 8 advances funded; 2 repaid in full, 5 resolved at maturity, 1 defaulted. All are Caliber rehearsals, with Caliber on every side: the provider, the agent and every client funding the jobs behind them are Caliber’s own wallets.

Hook rail (one client-funded job per advance, with the agent’s collateral locked behind it): 6 advances funded; 4 repaid in full, 2 resolved by the agent’s collateral (the job was rejected or expired, or its payout fell short). All were funded from Caliber’s own wallet.

Retired contracts (before collateral and maturity; they take no new advance): 8 advances funded; 4 repaid in full, 4 defaulted. All four defaults were Caliber’s own rehearsals of the default path, funded and bonded from Caliber’s test wallet. In three, the 25.00 USDC bond made the provider whole. In one, it met a 38.06 USDC shortfall and 13.06 USDC went unrecovered: the bond deters; it does not cover a loss larger than itself.

No outside provider has funded an advance yet.

Each advance, with its transactions and the agent’s reply, is on the agent’s funding record.

Across all 22 advances to date, 98.34 USDC has been repaid (settlements, and reserve or collateral applied at resolution).

book.md ↗ · what protects a provider, and what does not →

book computed · caps read 18 s ago from the funding contract at block 68,739,749; they are not used once 30 min stale · a gate 2 read is repeated when you fund · advance method v1.7 (provisional)